AI-Enabled 3-Way Match for Purchased Services

Stop Financial Leakage Before Payment

Ensuring pre-payment compliance while eliminating financial leakage before payments are made. NaviSpend deploys an AI Army to recover invisible margin at scale.

6.4%

Net Capture Rate

89%

Touchless Processing

30x

Faster Authorization

Invoice INV-2024-1

HealthIT Consulting • $35,000

Exception

Rate Variance Exception

Invoice rate ($280/hr) exceeds contract rate ($250/hr) by 12%. Variance amount: $3,750. Approval required.

Contract Rate$250/hour

Invoice Rate$280/hour

Variance+$3,750 (12%)

AI Analysis

Rate variance detected. Contract cap utilization at 52.6%, well within limits. Vendor has historically maintained quality.

Processed Today

847 invoices

How it works

The Magellan AI Engine

A continuous loop of intelligence that automates the journey from raw documentation to realized savings

INGEST: Building the Data Foundation

Magellan automatically collects invoices, contracts, and documents from ERPs, email, and cloud storage. Deep cataloging cleanses and tags data at the line-item level.

Universal Ingestion

ERP

Invoice_2024.pdf

📧

Contract_C-2024.pdf

☁️

PO_Document.xlsx

Documents processed: 2,847

ANALYZE: Intelligence in Action

Magellan cross-references every invoice against complex contract terms and SLAs in real-time. Instantly flags overcharges, duplicates, or out-of-policy spend.

AI Analysis Engine

Analyzing

Rate Variance CheckAlert

Contract CompliancePassed

Duplicate DetectionClean

Exceptions found: 23

RESOLVE: Closing the Value Loop

Magellan manages workflow for vendor reconciliations and drafts communications. Every outcome is scored and benchmarked, making the engine smarter with each cycle.

Resolution Actions

Approved with Variance

INV-2024-045 • $8,925

Awaiting Attestation

INV-2024-092 • $45,000

Credit Requested

INV-2024-078 • $2,340

Resolved Today

Avg Time

3.2d

Why NaviSpend

The Benefits of AI-Enabled Integrity

NaviSpend deploys an AI Army to execute complex tasks impossible for humans to perform at scale, scanning millions of invoice line-items and thousands of contracts.

Immediate High-Yield Savings

Recover 'invisible' margin with 6.4% net capture rate. Stop 2-5% financial leakage before cash leaves your bank.

Faster Workflow & AP Relief

Achieve up to 89% touchless invoice processing. Reduce payment authorization cycles by up to 30x.

Zero Leakage Assurance

Automated enforcement of complex milestone triggers, fuel adders, and conditional discounts that manual audits miss.

100% Audit Readiness

Every invoice automatically tied to specific contract clauses, providing a permanent digital audit trail.

One-Click Verification

Mobile-optimized attestation workflow that takes end-users less than 20 seconds to complete.

Contract Intelligence

AI-searchable repository of every service contract, uncovering hidden risks like auto-renewals or non-compliant terms.

Win-win for your business, partners, and customers

Vendors & Manufacturers

Get paid upfront, empower customers with flexible payments, and leave the collections burden to us. Partner channel approved.

Reseller Partners

Cut closing from weeks to minutes with easy financing, seamless checkout, and faster payouts.

Buyers

Allow your customers to access the technology and services they need to be successful with flexible payment options.

Testimonials

Trusted by Finance Leaders

See what our customers have to say about us.

NaviSpend has transformed our AP operations. We've recovered over $450K in the first year alone and our team is finally freed from manual invoice reviews.

Sarah Chen

VP of Finance

The AI catches exceptions that our team would have missed. We've eliminated financial leakage and improved our vendor relationships with faster payments.

Michael Rodriguez

AP Manager

Implementation was seamless and ROI was immediate. The platform paid for itself in the first quarter through recovered margin.

Emily Watson

CFO

NaviSpend has transformed our AP operations. We've recovered over $450K in the first year alone and our team is finally freed from manual invoice reviews.

Sarah Chen

VP of Finance

The AI catches exceptions that our team would have missed. We've eliminated financial leakage and improved our vendor relationships with faster payments.

Michael Rodriguez

AP Manager

Implementation was seamless and ROI was immediate. The platform paid for itself in the first quarter through recovered margin.

Emily Watson

CFO

NaviSpend's contract intelligence feature uncovered auto-renewals that would have cost us millions. The audit trail is invaluable.

David Kim

Procurement Director

We went from 40% touchless processing to 89% in just three months. Our AP team can now focus on strategic work instead of data entry.

Jessica Martinez

Controller

The Magellan AI Engine is incredibly smart. It learns our contract nuances and gets better every day at catching variance issues.

Amanda Foster

Finance Operations Manager

NaviSpend's contract intelligence feature uncovered auto-renewals that would have cost us millions. The audit trail is invaluable.

David Kim

Procurement Director

We went from 40% touchless processing to 89% in just three months. Our AP team can now focus on strategic work instead of data entry.

Jessica Martinez

Controller

The Magellan AI Engine is incredibly smart. It learns our contract nuances and gets better every day at catching variance issues.

Amanda Foster

Finance Operations Manager

Having 100% audit readiness with automatic documentation has been a game-changer for compliance. Our auditors are impressed.

James Wilson

Internal Audit Director

NaviSpend helps us manage thousands of service contracts across hundreds of vendors. We finally have visibility and control.

Rachel Thompson

Vendor Management Lead

The platform's vendor attestation feature reduced our wait times from weeks to days. Payment cycles are 30x faster now.

Daniel Park

AP Director